Join +15’000 clients and start investing with findependent
Easy, convenient and sustainable
According to a moneyland analysis, findependent is the most affordable digital asset manager in Switzerland.
Enter the code WRS when creating an account.
Why findependent is your top choice
Clearly, in English!
Our app is not only convenient and easy to use, but it’s also fully available in English, ensuring you can navigate through it effortlessly.
Should you have any questions, our customer service team is always ready to assist you in English.
An option for everyone
With findependent, investing is as easy as it gets! Choose from five ETF investment solutions or create your own.
Our quick questionnaire will assess your risk profile and recommend an investment solution for you. Don’t worry – you can always switch to a different one. Starting from CHF 5’000 you can also create your own investment solution to fit your personal needs.
Cheapest digital asset manager
Thanks to the lowest management and custody fees in Switzerland, the vast majority of the return stays in your pocket.
What’s more, you pay no transaction fees (brokerage fees) and invest CHF 2’000 free of charge for life. That way you can try out the app and see for yourself.
This is us
We are a well-coordinated team of experts and provide you with fast support and advice at eye level.
The well-known and renowned Prof. Dr. Thorsten Hens from the University of Zurich strengthens our investment committee which is responsible for ETF selection.
Why findependent is your top choice
Clearly, in English!
Our app is not only convenient and easy to use, but it’s also fully available in English, ensuring you can navigate through it effortlessly.
Should you have any questions, our customer service team is always ready to assist you in English.
An option for everyone
With findependent, investing is as easy as it gets! Choose from five ETF investment solutions or create your own.
Our quick questionnaire will assess your risk profile and recommend an investment solution for you. Don’t worry – you can always switch to a different one. Starting from CHF 5’000 you can also create your own investment solution to fit your personal needs.
Cheapest digital asset manager
Thanks to the lowest management and custody fees in Switzerland, the vast majority of the return stays in your pocket.
What’s more, you pay no transaction fees (brokerage fees) and invest CHF 2’000 free of charge for life. That way you can try out the app and see for yourself.
Not convinced yet? We have more to offer
Cheapest ETF investment app
No other digital asset manager has lower fees
Experienced Team
Fast and comprehensive support,
communication at eye level
Understandable app
Simple handling,
full transparency
Digital account opening – no paperwork, no costs, in 15 minutes.
Start free of fees – start with CHF 500, CHF 2’000 without fees.
Tiered fees – tiered fee reductions from CHF 50’000.
No extra cost – deposits and withdrawals are free of charge.
No minimum contract period – you decide how long you stay.
Digital account opening – register without any paperwork in around 15 minutes and free of charge.
Start free of fees – invest the first CHF 2’000 without management and custody fees and start from as little as CHF 500.
Tiered fees – benefit from tiered fee reductions for investments amounts of CHF 50’000 or more.
No extra cost for deposits and withdrawals – you decide when and how much you invest and take your money back at any time.
No minimum contract period – freely decide how long you stay and pay no balancing charges when you leave.
Get CHF 40 for signing up!
Get CHF 40 for signing up!
FAQs – frequently asked questions and answers about findependent
How does findependent earn money?
You pay us an asset management fee (0.20%), which together with the custody account fee amounts to 0.40% (or less, for investment sums of CHF 50,000 or more). The fee is calculated on the value of your investment solution at the end of each quarter and debited directly to your findependent account.
Is findependent safe?
findependent is a FINMA-licensed asset manager. FINMA is the Swiss Financial Market Supervisory Authority. Your funds are held securely in a securities custody account with our partner bank. All ETF investments are not included in the liquidation assets, neither in the event of the bankruptcy of findependent nor of our partner bank. The ETFs are special assets. Only the 2% of your investment amount, which is always held in your findependent transitory account, falls into the bankruptcy estate. However, you are protected up to CHF 100,000 by the depositor protection.
How much interest does findependent pay?
The findependent account only holds 2% of your investment amount, we do not pay interest on this. In the past, the findependent investment solutions returned between 2.9% and 5.8% per year (on average over a period of several years and net, i.e. after deduction of all costs).
What to do with the money in your savings account?
With a broad-based and favourable investment solution, you can benefit from long-term economic growth. This allows you to make more of your money and prevents the purchasing power of your savings from falling due to inflation. With a medium risk appetite, you can expect an average annual return of around 5% over a longer-term investment horizon.
How can I invest money without risk?
Nothing happens entirely without risk. Even a savings account harbours risks, in this case in the form of a loss of purchasing power due to inflation. However, if you invest in a broad-based investment solution, you can significantly reduce the fluctuation risks. With a long-term investment period, the probability of success can even rise towards 100%.
What should I invest in?
Invest broadly and make sure that the instruments used are cost-effective. Investment solutions that rely on ETFs have proven their worth. The longer the investment horizon, the higher the proportion of equity ETFs can be. The shorter the investment horizon, the more different asset classes you should hold, such as bond ETFs, property ETFs and precious metal ETFs.
Get the app
Follow us on Social Media
