Low fees – leaving more for you

Name: findependent
Brand: findependent
Rating: 4.9 (120 reviews)

With our low and transparent fees (0.29% to 0.40%), we make sure that the biggest part of your return ends up exactly where it belongs: with you. The more you invest, the lower your percentage becomes.

On your first 2’000 francs, you’ll pay no management or custody fees for a lifetime. This way, you can get to know us at your own pace. Get started with as little as 500 francs.

➜ Take a look at the overview of the fee scale

CHF
Investment sum
CHF
Per quarter
%
Annual fee

These other costs apply: ETF costs: 0.12-0.25% per year, currency conversion fees as well as stamp duties & stock exchange fees. We’ll keep them as low as we can for you. Details and cost calculator

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Comparison portal moneyland.ch:

According to moneyland.ch’s analysis, findependent is the most affordable.

Your findependent investment solution is among the most favourable options in the market. According to an independent study, we are the Swiss online wealth manager with the lowest costs.

At traditional banks, you pay an average of 1.37% per year for wealth management and custody fees. At a maximum of 0.40%, findependent is 70% cheaper.

In reality, the total cost advantage with findependent is even greater. Product costs (the ETF fees paid directly to providers like Blackrock or Vanguard) as well as currency conversion fees are also significantly lower with your findependent investment solution than with classic banking products.

Comparison portal moneyland.ch:

«Findependent has the lowest asset management and product fees for a 25,000-franc portfolio.»

Your findependent investment solution is among the most favourable options in the market. According to an independent study, we are the Swiss online wealth manager with the lowest costs.

At traditional banks, you pay an average of 1.37% per year for wealth management and custody fees. At a maximum of 0.40%, findependent is 70% cheaper.

In reality, the total cost advantage with findependent is even greater. Product costs (the ETF fees paid directly to providers like Blackrock or Vanguard) as well as currency conversion fees are also significantly lower with your findependent investment solution than with classic banking products.

This is how much you save with findependent

At first glance, one percent more or less seems insignificant. But for your journey toward financial freedom, it’s crucial.

Fees are like dead weight: they constantly eat away at your investment and make it shrink. Since a smaller investment also generates lower returns and appreciation, a negative compound interest effect builds up over the years, unnecessarily slowing you down.

We reduce this weight for you. Thanks to our low fees, more of your money stays where it belongs: in your investment solution, so your wealth can grow freely for your financial freedom.

Your fee advantage with findependent* CHF 0

Investment term

Start amount

Monthly deposit

Your fee advantage with findependent* CHF 0

* The forecast is based on a comparison of the findependent custody and management fees (0.29% - 0.40%) and the average costs (1.37%) of the Moneyland study 2023. A gross return of 5% is assumed. The fact that you can invest the first CHF 2’000 at findependent free of charge is ignored for the forecast.

We also have a compound interest calculator for you so that you don’t lose sight of the added value of the investment compared to a savings account due to all the fees and costs.

Start your journey without any hurdles

Easy start: For your first 2’000 francs, you invest with us for a lifetime without any fees.

You maintain full freedom: you decide when and how much you deposit or withdraw. You alone determine how long we may accompany you. And if you ever leave us, we’ll part on good terms: no notice period, no closing costs, and no annoying paperwork.

Start your journey

FAQs – questions and answers on fees

Why are findependent’s fees so favourable?

We keep our costs low, so we do without costly branches and expensive sales teams.

Who has the most favourable fees?

According to the comparison portal moneyland, findependent has the most favourable fees among digital asset managers and investment apps in Switzerland.