What is the difference between findependent Start and Grow?

You can use all findependent investment solutions at either the Start or Grow level.

With an investment amount between CHF 500 and CHF 2’000, you use our core ETFs (Start level). For cost reasons, it makes sense to begin with only these core ETFs for smaller investment amounts. But don’t worry, you are still broadly diversified and invested in the most important stock markets.

If your investment amount is over CHF 2’000, you receive additional ETFs (Grow level). These are continuously added in a cost-optimized way, so that from an investment amount of about CHF 2’500, your solution will consist of the full range of ETFs.

You can see which ETFs we use in an overview here or in the detailed factsheets.