Is it possible to transfer ETFs from an external (Pillar 3a) account to my findependent account?

No, this is not possible. You cannot transfer your investments from other accounts to findependent. This also applies to investments or money from pillar 3a accounts.

It is also not possible to transfer ETFs from your investment solution at findependent to another account. The exception is in the case of bankruptcy of our partner bank or findependent, because your investments legally belong only to you and would be protected in this case.

The Federal Law on Private Retirement Provision only provides for the possibility of withdrawing funds from Pillar 3a for a few exceptional situations (e.g. house purchase, emigration, retirement). Mixing it with the free assets of your findependent investment solution therefore does not work. By the way, we have written a blog about the distinction between pillar 3a, pension fund and free assets. It is entitled “Pillar 3a, free assets or pension fund? Where and how to save the smartest” You can find it here.