Each quarter, management fees and custody account fees of 0.05% each are calculated based on the investment amount (excluding the liquidity portion) on the reference date (February 28, May 30, August 31 and November 30) and charged directly to your account at the end of the quarter.

For technical reasons, the quarterly management and custody account fees are charged to all customers regardless of the fee-free amount. The fees on the investment amount below the allowance are subsequently refunded (usually on the next working day).

The fees are charged individually for each investment goal. But don’t worry, it is not more expensive to have several investment goals. Roughly speaking, it is not the number of investment goals that plays a role in calculating the fees, but the total amount of all your investment solutions together.

Our annual management and custody fees are 0.40% (up to an investment amount of CHF 50,000). Between CHF 50,000 and CHF 1 million, we gradually reduce the fees from 0.38% to 0.29% a year.