Information for crowdinvestors
Here you can find everything you need to know as a findependnent crowdinvestor.
Here you can find everything you need to know as a findependnent crowdinvestor.
Here you can find everything you need to know as a findependnent crowdinvestor.
findependent provides crowdinvestors with the same quarterly updates on the company’s development as it does for all other shareholders.
findependent provides crowdinvestors with the same quarterly updates on the company’s development as it does for all other shareholders.
findependent keeps its digital share register on the Aktionariat platform. Since all company updates and the annual tax statement are sent to crowdinvestors by email, you do not need your own login to the share register. If desired, you can view your participation certificates (PS) in the shareholder app, though additional functionalities are not currently available.
The app is currently only available in English. However, communication can be switched to German or French in the app settings.
findependent keeps its digital share register on the Aktionariat platform. Since all company updates and the annual tax statement are sent to crowdinvestors by email, you do not need your own login to the share register. If desired, you can view your participation certificates (PS) in the shareholder app, though additional functionalities are not currently available.
The app is currently only available in English. However, communication can be switched to German or French in the app settings.
Here are a few answers to questions you may currently be asking yourself, or may wonder about in the future.
How/when can I sell my findependent PS?
In principle, the resale of your findependent PS is not planned until the end of the lock-up period agreed upon in the participation agreement (July 2027). However, if you urgently need access to the funds, you can send an email explaining your situation to crowdinvesting@findependent.ch, and we will see what can be done. After the lock-up period, we aim to establish the technical infrastructure to make buying or selling as simple as possible.
How do I handle my tax declaration?
As a findependent investor, you need to include a tax certificate for your findependent participation certificates with your tax declaration. We will send this certificate to you annually via email in January/February. You can find more information on this topic on this website.
What should I do if my address, email address, or last name changes?
If you are a findependent client, simply update your address and email address in the app. Otherwise, or if you have changed your last name, you can notify us of the change by emailing crowdinvesting@findependent.ch.
Here are a few answers to questions you may currently be asking yourself, or may wonder about in the future.
How/when can I sell my findependent PS?
In principle, the resale of your findependent PS is not planned until the end of the lock-up period agreed upon in the participation agreement (July 2027). However, if you urgently need access to the funds, you can send an email explaining your situation to crowdinvesting@findependent.ch, and we will see what can be done. After the lock-up period, we aim to establish the technical infrastructure to make buying or selling as simple as possible.
How do I handle my tax declaration?
As a findependent investor, you need to include a tax certificate for your findependent participation certificates with your tax declaration. We will send this certificate to you annually via email in January/February. You can find more information on this topic on this website.
What should I do if my address, email address, or last name changes?
If you are a findependent client, simply update your address and email address in the app. Otherwise, or if you have changed your last name, you can notify us of the change by emailing crowdinvesting@findependent.ch.
For startups like findependent that are not publicly traded, tax authorities use a formula to determine the value of shares and participation certificates: the so-called substance value.
This substance value is based on audited financial statements and is lower than the price you paid for a participation certificate. However, the substance value is not necessarily an indicator of findependent’s actual value. It only takes into account equity, not the company’s earnings situation or its current and future growth.
Since it takes time after the end of the year for findependent’s financial statements to be audited, the corporate tax return to be filed, and for authorities to review the documents, it also takes time for a new substance and tax value to become available.
The value for the 2024 tax declaration is therefore based on the substance value as of December 31, 2023. This value is low because findependent was primarily financed in 2023 through a mandatory convertible loan (debt), and equity as of the end of 2023 was relatively small. The substance value as of December 31, 2024, will be significantly higher due to the conversion of the mandatory convertible loan into shares and the capital increase from the crowdinvesting round in July 2024.
It is not uncommon for the most recent available tax value to still be from the previous year. After you file your private tax return, the tax authorities will make a final assessment of the value of the participation certificates, and the value may well be adjusted upward. However, once you have declared your PS in your tax return, you do not need to take any further action.
Although findependent has grown significantly in both customer numbers and assets under management since the crowdinvesting round in June 2024, the price of findependent shares and participation certificates has not changed. This is simply because, as planned, there have been no new issuances, sales, or purchases of shares or PS during this period, meaning no new price has been established.
For now, the shareholder app continues to display the most recent available price of CHF 33 per share. Should a new price emerge due to a transaction in the future, we will of course inform all investors.